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Equity Release

Last updated 29 April 2026

A 30-minute box set that educates clients and prospects about releasing equity from their home — covering eligibility, the two main product types, costs, alternatives and the advice process.

What's covered

Chapter Description
Releasing equity from your home (3 mins) What equity release is and the important things to think about up front.
The benefits and important considerations (4 mins) How equity release may help and the role of good financial planning.
Checking State benefits (3 mins) How financial support from the State might help and how means-tested benefits could be affected.
The two main types of equity release products (4 mins) How Lifetime Mortgages and Home Reversion schemes work in practice.
How much you can raise (2 mins) Typical amounts available, plus the costs to the client and their estate.
The importance of interest rates (3 mins) How interest rates affect overall costs, and other expenditure to consider.
What happens after you've taken out equity release? (3 mins) The impact of changes in house prices, paying the plan off early, and what happens on a move into permanent care or death.
Other options (4 mins) Alternative ways to boost income or reduce costs.
Other mortgage options (1 min) A short look at other later-life borrowing options.
Getting advice on equity release (3 mins) The application process, what to expect and the value of professional advice.

Who it's for

Clients and prospects considering releasing equity from their home. The box set also works well shared with a client's family member or trusted friend as a way of supporting a vulnerable customer.

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