Drawdown Reviews
Last updated 29 April 2026
A box set to send clients ahead of a drawdown review meeting. It reminds them what drawdown is, walks through the factors a good review covers, and helps them arrive prepared to get the most from your time together.
What's covered
| Chapter | Description |
|---|---|
| Important update (1 min) | A short notice on inheritance tax changes. |
| Reviewing your drawdown pension (2 mins) | Why regular reviews matter and the factors to weigh up, featuring pension expert Mark Thewlis. |
| Do I need to change anything? (5 mins) | Objectives, income and capital, risk, taxation, inflation and fund performance. |
| Are the risks still right for me? (5 mins) | Whether the current level of risk still suits the client, and the alternatives available. |
| Tax (4 mins) | How income or lump sums taken from a drawdown pension are taxed. |
| What will happen when I die? (3 mins) | Death benefits from a drawdown pension, options for beneficiaries and keeping wishes up to date. |
| What is the risk of me running out of money? (5 mins) | The different risks to consider and the impact each could have. |
| Challenging financial circumstances (optional, 3 mins) | How eligibility for means-tested state benefits might influence drawdown decisions. |
Total runtime: 28 minutes (plus 3 minutes optional).
Who it's for
Clients already in drawdown — including those in non-advised drawdown — who would benefit from a refresher before a review meeting or who you'd like to bring into advised drawdown for the first time.