Pension Freedoms
Last updated 29 April 2026
A 30-minute box set giving viewers impartial education on every pension freedoms option — drawdown, annuity, lump sum, take it all, and leave it — followed by tax and scams. Optional case studies and deeper-dive videos let viewers tailor what they watch, and every choice is captured in the viewing report.
What's covered
| Chapter | Description |
|---|---|
| Important update (1 min) | A short notice on inheritance tax changes. |
| Summary of your pension freedoms options (2 mins) | A short overview of the different ways to take a pension. |
| Guide to flexible income (5 mins) | Using a pension pot to provide a flexible retirement income. |
| Guide to guaranteed income (6 mins) | Using a pension pot to buy an annuity for life. |
| Guide to lump sum (5 mins) | Taking cash lump sums from a pension pot as needed. |
| Guide to taking it all (4 mins) | Taking the entire pension pot in one go. |
| Guide to leaving it (4 mins) | Leaving the pension pot where it is and deciding later. |
| Tax (4 mins) | How a lump sum is taxed. |
| Scams (2 mins) | Protecting against pension and investment scams. |
Optional videos
Viewers can choose to watch additional case studies and deeper-dive content. Selections appear in the viewing report.
| Topic | Videos |
|---|---|
| Case studies | Guaranteed Income (5 mins), Flexible Income (6 mins), Lump Sums (4 mins), Take It All (4 mins), Leave It (5 mins) |
| Wider considerations | Debt (2 mins), Means-tested state benefits (2 mins) |
| Guaranteed Income deep-dive | Inflation (4 mins), Joint life annuity (3 mins), Guaranteed death benefits (4 mins), Health & lifestyle (3 mins), Guaranteed annuity rates (2 mins) |
| Flexible Income deep-dive | Maintaining your FAD income (3 mins), Death benefits (4 mins) |
Who it's for
Anyone exploring the different ways they can take a defined contribution pension, particularly clients approaching the point where they need to decide.