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Personal Protection

Last updated 29 April 2026

A 10-minute box set covering the three pillars of personal protection — life insurance, critical illness cover and income protection — and the risks each is designed to address.

What's covered

Chapter Description
An introduction to Personal Protection (3 mins) An overview of life insurance, critical illness cover and income protection, with prompts to think about getting the right cover in place and reviewing existing arrangements.
Life Insurance (3 mins) How life insurance works in more detail, including level and term of cover, joint life policies, wills, trusts and the value of advice.
Critical Illness (2 mins) How critical illness cover works, the difference funds at a difficult time can make, and considerations around level, breadth and term.
Income Protection (2 mins) How income protection addresses any shortfall in income if a client is unable to work, plus breadth, length of cover and reviewing existing arrangements.

Total runtime: 10 minutes.

Who it's for

Clients taking out or reviewing personal protection policies, and prospects you want to start a protection conversation with.

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